Remote card entry
Process eligible phone and mail orders without a countertop terminal.
Virtual terminal
Take payments securely from any connected workspace.
A virtual terminal turns an approved browser into a secure payment workspace for phone, mail, invoice, and other card-not-present transactions. It is a flexible fit for service teams, call centers, and distributed operations.
- ✓No dedicated hardware
- ✓Card-not-present workflows
- ✓User and transaction controls
Payment operationsLive
Approval momentumStrongBank-fit review active
Risk controlsConfigured to your profile
ReadySettlementFunding cycle
24–48hSupportPayment specialists
24/7Webbrowser-based access
MOTOremote payment workflows
24/7reporting access
Practical guidance from application through activation.
What you get
A full payment desk inside your browser.
Enter eligible transactions, create payment links, manage customers, and review activity from one controlled workspace.
Payment links
Send supported customers to a secure hosted page rather than taking card details directly.
Customer vault
Use tokenization for supported repeat payments without storing raw card numbers.
Recurring schedules
Create eligible repeat billing plans and manage upcoming charges.
User permissions
Separate transaction, refund, reporting, and administrative access by team member.
Searchable reporting
Find authorizations, refunds, batches, and customer payment history quickly.
How it works
A clear path from application to payments.
We keep owners, operations teams, developers, and underwriters aligned at every step.
Start your applicationDefine the remote flow
Review who takes payments, how authorization is captured, and which channels are used.
Create secure access
Set users, roles, verification controls, receipts, and reporting permissions.
Train and go live
Test payments and refunds, train the team, and monitor card-not-present risk.
Built for complexity
Support for industries standard processors often avoid.
Underwriting is never one-size-fits-all. Our team focuses on how your business actually operates.
Questions, answered
What businesses ask about virtual terminal.
Clear answers help you decide what fits before you apply.
Do I need special hardware?+
No dedicated terminal is required. You need an approved account, secure internet access, and a compatible browser. Optional card readers may be available for some workflows.
Can I send customers a payment link?+
Supported gateways can create hosted payment links so customers enter their own payment details on a secure page.
Can several employees have access?+
Yes. Compatible platforms support individual users and role-based permissions.
Are virtual-terminal payments higher risk?+
Card-not-present transactions have different fraud and dispute considerations. Verification, authorization records, staff procedures, and transaction monitoring are important.
Start a conversation
Ready to build a more stable payment operation?
Tell us how your business works. We’ll help identify the strongest path to approval and launch.