Recurring debits
Collect scheduled payments for eligible subscriptions, memberships, and payment plans.
ACH services
Move payments directly between bank accounts.
ACH gives eligible merchants another way to collect one-time, recurring, and higher-ticket payments. We help structure authorization, verification, returns monitoring, and reporting around your business model.
- ✓One-time and recurring ACH
- ✓Bank-account verification
- ✓Central return reporting
Payment operationsLive
Approval momentumStrongBank-fit review active
Risk controlsConfigured to your profile
ReadySettlementFunding cycle
24–48hSupportPayment specialists
24/7ACHdirect bank payments
B2Binvoice-friendly workflows
1central payment view
Practical guidance from application through activation.
What you get
A practical alternative and complement to cards.
Use ACH where it improves customer choice, transaction economics, or support for larger invoices.
Account verification
Use supported verification methods to confirm account ownership and reduce invalid entries.
Authorization records
Capture and retain customer authorization in workflows aligned with ACH rules.
Return management
Monitor return codes, retry policies, and customer follow-up from clear reporting.
High-ticket support
Offer eligible customers a bank-payment option for larger transactions.
API and hosted options
Connect ACH to invoicing, ecommerce, or account portals through supported methods.
How it works
A clear path from application to payments.
We keep owners, operations teams, developers, and underwriters aligned at every step.
Start your applicationConfirm eligibility
Review your business model, transaction purpose, authorization flow, and expected volumes.
Design the workflow
Choose verification, one-time or recurring debits, notifications, and return handling.
Launch and monitor
Begin collecting payments and keep return rates within approved thresholds.
Built for complexity
Support for industries standard processors often avoid.
Underwriting is never one-size-fits-all. Our team focuses on how your business actually operates.
Questions, answered
What businesses ask about ach services.
Clear answers help you decide what fits before you apply.
How is ACH different from a card payment?+
ACH moves funds through the bank-account network rather than a card network. Processing times, authorization rules, return codes, and customer protections are different.
Can ACH be used for recurring payments?+
Yes, approved merchants can collect recurring ACH payments with the appropriate customer authorization and notices.
How long does ACH funding take?+
Timing depends on the program, risk review, and bank. ACH is not always instant, and returned payments can occur after an initial acceptance.
Can I offer both cards and ACH?+
Yes. Many merchants use both so customers can choose the payment method that best fits the transaction.
Start a conversation
Ready to build a more stable payment operation?
Tell us how your business works. We’ll help identify the strongest path to approval and launch.